Grainger Net-30 Review
A higher minimum than Uline or Quill, but a trade line lenders tend to weigh more heavily. Here's when to add it to your stack.
Quick Overview
| Minimum Order | $75 |
| Reports To | Dun & Bradstreet |
| Approval Difficulty | Easy |
| Best For | Credit depth beyond office-supply trade lines |
What to Buy
Grainger sells industrial supplies, tools, and safety equipment — safety glasses and gloves, LED work lights, tool sets, cleaning chemicals, and extension cords. If you run any kind of warehouse or fulfillment operation, these are purchases you'd likely make anyway.
Why This Trade Line Carries More Weight
Grainger's $75 minimum is higher than Uline or Quill, but an industrial-supply trade line tends to read as more substantial to lenders than a second or third office-supply account. It's a good third or fourth account to open once you already have one or two positive trade lines reporting.
Frequently Asked Questions
Should I open Grainger before Uline or Quill?
No — open Quill and Uline first. Grainger's higher minimum and industrial-supply category make more sense once you already have a couple of trade lines established.
Does Grainger report to Experian Business too?
Grainger reports to Dun & Bradstreet. If dual-bureau reporting matters for a specific lender you're targeting, pair this account with Uline or Summa, which report to both.
What if I don't need industrial supplies?
Safety gear, work lights, and cleaning chemicals cover a wider range of small-business needs than the "industrial" label suggests — most home-office or small-warehouse sellers can find at least $75 of genuinely useful items.
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Compare Grainger against the other three vendors →
This is informational, not financial advice. Vendor terms, card offers, and bureau reporting policies change, and a general guide can't account for your specific credit history or business situation. Confirm current terms directly with the issuer or vendor before applying. See our editorial policy for how we verify what we publish.